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Owner Financed Homes to Your Rescue

Owner financed homes though rare are not an impossibility. There are certain unique situations where the landlord pays your rent. These homes have gained popularity with people who can benefit from this unique situation. Owner financed homes, are a technique where the buyer borrows from the owner or the seller, in cases where the buyer cannot arrange for a loan for the full amount from the bank.Though the position is a bit tricky, it can be arranged. It has now become a viable option in the buyers’ market. In owner financed homes part of the finance minus the down payment of the buyer is carried by the seller. If the property is free from any existing loans, the seller may agree to finance the buyer. But, both the parties involved should decide on the price, the interest rates, the monthly amount and the tenure beforehand to protect their own interest; the agreement must be recorded in public records and the buyer pays on an installment basis. The interest rates are normally higher in these cases.In an owner financed homes, the landlord normally looks for a substantial amount of down payment to protect his equity and this can be around 30%. Another reason landlords stress on substantial down payment is that then buyers will not go for a foreclosure if more money is involved from their side. There are different types of owner financing options depending on the mortgage, land contracts, lease purchase agreement, and so on.Let us explore the reasons why the seller and the buyer might want to go for an owner financed home, and how it works. Most importantly, they can both go for tailor-made financing and can choose the one that suits them the best like balloon-payment, interest only, less-than-interest or even fixed rate amortization. The credit report or the credit history of the buyer becomes less important; there is the flexibility of the down payment decided by both the parties and the same in case of repaying the amount. Since the process involves less paper work, the possession is faster.The total process may be more lucrative to the seller, as he might be in a better position to dictate terms and can ask for full list price or even higher, and the interest rates are also higher. The seller will get tax breaks, as the property is an installment sale and at the same time be assured of a steady disposable income. Since owner financed homes attract a different set of buyers, you will have to be careful and it is better to consult a real estate lawyer who can give you sound advice.

Digital Marketing And Its Importance

Undoubtedly, the new and smart strategies for the businesses are the need of the hour. The market is now full with small and large scales business, thus the biggest challenge that both the consumers and producers both have to face is the presence of different brands selling the same product. For example, if you go to a store for buying dark chocolate, you can easily find 6-7 brands selling the dark chocolate even at the same price. This is the level of competition, which producers are facing these days. Therefore, to make your product recognized by everyone it is important to standout your business presence in the online world with smart digital marketing tactics.What is Digital Marketing?Digital Marketing is a broad term that includes advertising, promoting, and strengthening the online presence of businesses through digital platforms. Some of the digital tactics that fall under the umbrella of ‘Digital Marketing’ are digital advertising, email marketing, content marketing, pay-per-click, online brochures, and more. Unlike other offline marketing efforts, digital marketing allows getting accurate results in real time. For example, if you put an advertisement in the newspaper, it is nearly impossible to estimate how many people flipped to that page and paid attention to that ad. While with digital marketing, you can easily measure your ROI of any aspect of your marketing efforts. According to Crux Creative Solutions Private Limited, one of the best online marketing agencies in Delhi NCR is here to explain why digital marketing has become so important.Website Traffic: As discussed above, it is very difficult to understand how people are engaging with your brand through offline marketing. While online marketing helps you in identifying trends and patterns about how people are behaving with your brand. Hence, you can make better strategies in the future to attract more and more consumers to the website. Not only can this, with digital marketing you get the exact number of people who have viewed your website’s homepage in real time by using digital analytics software. These stats help you in deciding which digital strategies to continue and which to stop using.High Visibility on Search Engines: Search Engine Optimisation is another powerful digital marketing strategy that offers a variety of benefits to the business owners. As discussed, there is tough competition between the brands in the market. When we search any service on the search engine, we get 100s of results. Naturally, we believe in the top five searches because they are the most reliable website links according to Google. Thus, by optimizing your website content through digital marketing strategies, you can reach to more online buyers.Content Performance: Online marketing lets you estimate your content performance. Let us understand this with an example, imagine you have delivered pamphlets and posters to a different sector of societies. The problem is that you have no idea how many people opened those posters or threw it in the dustbins. Now imagine that you have that same poster on your website. You can exactly measure how many people clicked that poster, how many closed that poster and the details of those who clicked the poster. This not only informs how engaging is your content also generates leads for your website.Digital marketers at CRUX, the renowned digital marketing agency in Gurgaon offers the best campaign plans with excellent planning, adaptable strategies, and precise execution to cater to the needs of clients. After Fujifilm, Sony, Quantum Naturals, Park Hospital, and many more, we would love to have you in our client’s list. Our set of services includes creative designing, SEO development, web development, content marketing, and more.